Demotech Research Finds Tech-Driven Insurance Scams Destabilize U.S. Insurance Markets

Demotech Research Finds Tech-Driven Insurance Scams Destabilize U.S. Insurance Markets

Daniel Molina
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November 18, 2025
A groundbreaking research project by Demotech has uncovered a covert, tech-enabled litigation machine that is destabilizing U.S. insurance markets and worsening the financial fallout for storm-stuck homeowners. The “tech-enabled litigation instigation” model has allegedly been operating since 2017, redirecting property owners away from legitimate claims handling and into costly and unnecessary litigation. According to Demotech […]
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